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Home > Blog > Indiana Homeowners Insurance Policy Endorsements
FRIDAY, APRIL 13, 2018

Indiana Homeowners Insurance Policy Endorsements

When you think about your homeowner’s insurance, do you really know what’s covered in the event of a loss? That’s the million-dollar question when it comes to claims, “is it covered?”.

Most homeowner’s insurance policies are written for the broadest market possible and only the coverage required by most people is included in the standard policy. In order to get additional coverages, you can add endorsements to your policy. Some insurance carriers have “Endorsement Packages” that have a list of additional coverages that are included.

Many times, you can also choose these coverages separately. One of the most commonly added endorsement is “Water Back Up of Sewers or Drains”. I discussed this endorsement in my previous blog titled “Should I Have Water Back Up of Sewers or Drains Coverage on My Home in Indiana”. This endorsement as well as a few others are highly recommended to protect your assists.

Here’s a list of endorsement coverages not automatically covered on most home insurance policies.

·         Water Back-up

·         Animals

·         Food Spoilage

·         False Fire Alarm Reimbursement

·         Lock & Garage Door Transmitter Replacement

·         Debris Removal

·         Contingent Workers Comp.

·         Identity Fraud

·         Equipment Breakdown

·         Pollutant Cleanup and Removal

While most homeowner’s insurance policies don’t automatically cover these types of losses, an endorsement can be added for a nominal fee. I’m happy to review your policies for you to determine if you have adequate coverage you need. Please contact me today for a review.

 

 

Posted 6:50 PM

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NOTICE: This and all content is developed from sources believed to be providing accurate information. The information in this material is not intended to be used as tax or legal advice. Please consult with a tax and/or legal professional for detailed information regarding your individual situation. Some of this material was developed and shared by Blake Insurance Agency Inc to provide information that may be of interest. Blake Insurance Agency Inc is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
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1405 E Lincolnway | LaPorte, IN 46350
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