I can safely say that everyone I know likes to save money. However, you might want to think twice about cutting costs on your Insurance. The money you save today might cost you considerably more in the long run.
My past experience as a captive Insurance Agent has taught me several valuable lessons. One being that captive agents are at a disadvantage over an independent agent with the ability to shop around for a better rate. A better rate equates to a lower premium to the consumer. Sure, you the consumer could spend your valuable time to call around to different insurance agencies and hope that each agency is comparing apples to apples and not cutting coverages to give you a lower premium.
An Independent Insurance Agency does the work for you and is a great advantage of working with an independent agent like myself. The reality of the insurance rates with any one captive carrier is this; to lower the premiums they will increase deductibles or take away coverage to get the price cheaper for you. It might appear as a good deal at the time. However, in the event of bad things happening a high deductible or lack of coverage can cost you big time in the end.
I invite you today to contact me for an insurance review. Allow me to do the leg work for you and find the best value without compromising your coverages.
Trusted Insurance Advisor